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With wages stagnating, the homes Canadians live in may actually be making more money than they are annually.

While surging home prices have their benefits for owners — big potential profits, for one — many Canadians appear content to settle into their homes rather than get caught in a bidding war for another, a recent survey suggests.

But that doesn’t mean Canadians can’t make money on their homes if they don’t want to sell. Genworth Canada, a major private mortgage insurer, brainstormed 10 ways to do just that.

1. Rent your basement out

Genworth estimates a bachelor pad could net you $600 to upwards of $1,300, depending on your market, but cautions that being a landlord comes with responsibilities. (Or, you could be like this guy, who paid his Toronto mortgage off in three years by living in the basement and renting out the rest of the house.)

2. Let an international student room with you

Not all homes have finished basements, but if a homeowner has a spare bedroom, Genworth suggests offering it up to an international student. Room and board could be worth $600 to more than $800 monthly.

3. List your abode on Airbnb

In big cities, the average income homeowners can make from an Airbnb listing is $128 a night, notes Genworth. If you’re going on vacation, this could help cover some of the costs while you’re away.

4. Bring the movie set home

“Rent your home out as a film or commercial location,” says Genworth, but there’s a big catch: you’ve got to be “able to move out at the drop of a hat and are willing to meet pertinent local bylaws and regulations.” The payoff? Anywhere from $500 to $5,000 per day — and your house could become part of Hollywood history. thisopenspace is one example of a peer-to-peer service connects homeowners with opportunities like that.

5. Rent out parking

Parking in major urban centres can come at a premium, especially in a central location. Genworth says the “big-city average” for money made from a sliver of paved space is $140 a month.

6. Or how about a shed, garage or barn?

Your garage could be a jam space for a band, or a place for an auto enthusiast to work on a restoration project. It could get noisy, but if the decibels aren’t a concern, homeowners in major cities can earn an average of $220 per month.

7. Start dogsitting

Maybe film crews traipsing through the living room isn’t appealing, but how about a teacup Pomeranian? Apps such as Wag! pair dog owners with hosts. “Owners often expect a kennel-free homestay,” Genworth notes, pegging possible earnings at $25 to $40 per night.

8. Share underused items

“Make money by renting power tools or other items gathering dust in your basement,” suggests Genworth, providing shareshed.ca as a possible rental site to use. A pair of skis (with boots and poles) are currently available for $20 a day in Vancouver via ShareShed, for example.

9. Lend your garden space

Homeowners who don’t consider themselves green thumbs might want to look to leaving their garden plots in more-capable hands. It’s less likely to pay in dollars and cents, but it’s not without potential perks. “Free (possibly organic) produce will cut your grocery bill,” says Genworth.

10. Go green with solar panels

For the eco-friendly, letting a solar-energy company lease your roof has the potential to generate $200 to $1,200 per year, although the average range is $300 to $450, according to Genworth.

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